Secured Loans
Secured Loans or second mortgages as they are sometimes known are an easy way of raising funds without having to re-mortgage. This may be useful if your locked into early repayment charges or if you have a really good deal on your first mortgage and don’t want to change it. You can have a secured loan from five to thirty years with rates that start from 6.7% and any amount between £10,000 to £250,000.
The average turnaround time is between 10 and 16 days.
For More information about Loans you can visit out Loans site:
Unsecured Loans
We are able to offer loans up to £25,000 through a range of lenders. These can be approved and paid out within a week in some circumstances. Unsecured loans can be used for any legal purpose and are not secured upon your property. These are available for tenants and homeowners and adverse credit will be considered. Rates will vary according to your circumstances and depending on the lender i.e. loans with a high street lender will offer better rates than those with a more specialist provider.
To apply* please fill in the application form or give us a call.
*An administration and processing fee of £9.95 is charged.
For More information about Loans you can visit out Loans site:
Small Loans from £50
We can help arrange a small loan of £50 - £1000 for any legal purpose and we have a number of options available for those working or receiving benefits. It may be that an unexpected expense has come up between paydays and you need a short-term loan which costs less than your bank charges. You may want a longer-term option for another purpose, maybe the television has broken down or you want a short break, whatever the reason we have a loan tailored to your needs and personal circumstances.
These kind of loans can be approved without credit checks and the funds can even be with you on the same day. Just give us a call or apply on-line, we will then process your application* immediately. So for a speedy same day decision don’t delay give us call today.
*An administration and processing fee of £9.95 is charged on all applications.
For More information about Loans you can visit out Loans site:
Car Finance
We can get you an instant lending decision to help you fund your new vehicle. We have products to suit all needs from 30 different lenders, including Hire Purchase, Personal Contract Purchase and Lease Purchase.
Do you have Impaired Credit? No problem we source the best lending decision for you based upon your circumstances. We also have some fantastic deals for those with an unblemished credit history.
Just apply online today and tomorrow you could be driving a car away.
For More information about Loans you can visit out Loans site:
Commercial Finance
Can be used for the purchase of a business or a re-mortgage to raise further capital for your business. We can even arrange commercial second charges if you are not looking to re-mortgage. We can arrange commercial loans from £30,000 to £10 million or more. If your self employed with no proof of income or if you have adverse credit we can still find commercial mortgages for you.
With all commercial enquiries we have a dedicated team of professionals who understand your goals are and will able to help you achieve them.
For More information about Loans you can visit out Loans site:
Bridging Finance
Can be arranged for any legal purpose, so if your buying a property abroad and need to secure its purchase or buying a property here and need to secure the purchase while your property sells, then bridging finance may be the most suitable product for your needs. It could be that you are buying a property from the auction and need a bridging loan until the mortgage is arranged on it.
Whatever the reason bridging loans can be arranged between four and nine days and can be taken out for up to twelve months or twenty-four months for development finance.
For More information about Loans you can visit out Loans site:
Development Finance
We can help you finance a development project whatever it may be. We have a large range of lenders and schemes available in this area and in some cases it is possible to get 100% funding for the purchase and the building costs.
So whether you have acquired a piece of land with or without planning or you already have a property that you wish to renovate, give us a call and we can guide you through the financing smoothly.
For More information about Loans you can visit out Loans site:
Mortgages
At Sea Sense, we have an extensive knowledge of the mortgage marketplace.
We offer products to suit most needs and can help you choose your next mortgage. Whether you want to pay off debts, raise cash for a new
purchase or make some home improvements we could help you. We are an impartial broker that will explore the whole of the mortgage market on your behalf. This means that we will find a mortgage that:
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Has the lowest possible rate - Has all the additional features you need
- Is from a reputable lender
- Is completed in the time you require
- Is the correct deal for the client and not the broker
- Reflects your circumstances
We do this through a combination of our knowledge of the market and our state of the art sourcing system. This ensures that no small detail is left to chance, giving you the confidence to sit back and relax in the knowledge that your finances are in safe hands.
For more information about Mortgages you can visit our Mortgage site:
IVA'S & Debt Management
Are you currently struggling with your current arrangements, maybe missing payments on a regular basis.
This could be for a number of reasons such as a rise in the monthly payment amount from the lender, perhaps you have been made redundant or you are not earning what you once were.
Whatever the reason there are arrangements that can be made with your credit providers to take the strain out of keeping up with the commitments.
If this is you, then call us or complete an application form. All applications will be treated with the utmost confidentiality.
Pension & Investments
Pension & Retirement Planning
- Personal pensions
- Stakeholder pensions
- Pension transfers
- Group pensions
- ISA’s
- Portfolio investments
Pensions over the years have been seen as being extremely complicated which has led to a degree of misunderstanding and mistrust.
Our aim is to take the mystery out of pensions by providing our clients with clear & easy to understand advice and show that pension and retirement planning is a vital element in providing for you and your family’s long term future.
Savings & Investments
- ISA’s
- PEP transfers
- Unit trusts
- Investment Bonds
- Capital Secure Investments
Successful investment is crucial to your future well-being; however it is an area which presents a unique problem as future performance can not be guaranteed.
Therefore our aim is to provide our clients with a choice from a wide range of funds, all in the hands of expert fund managers. Our aim is to put you in a position of confidence, which is why we commit to reviewing the management of your investments.
Family Protection
- Income protection insurance
- Life Cover
- Critical illness cover
- Permanent disability benefit
Insurance is not the first area people consider when thinking about financial planning. If however the correct level of protection is not in place it can prove disastrous to you and your family.
Our aim is to establish the correct level of cover against the most serious risks that you face, specifically to your life and health, not only for yourself but for those who depend on you.
Personal Tax Planning
- Inheritance tax planning
- ISA’s
- Portfolio Investments
- Group personal health insurance
- Key man insurance
- Pensions
- Group pensions
Although the value of insurance is most often viewed by clients in the area of protecting themselves and their families, it has an equally important role to play in business, protecting businesses, the people who own and manage them as well as those working for the businesses.
We can recommend provisions which could help to preserve your capital for the future and help to potentially reduce tax paid by you and your business.
What next?
Whatever your financial requirements are and whatever circumstances you are in; Sea Sense should be able to help, so just pick up the phone and call us or use the online facilities and your loan could be on its way to you soon.
Every member of our team is approachable, friendly and will be sympathetic to your needs and current situation.
So don’t hesitate, call the professionals today, you’ll be glad you did.