Buy To Let

How we help people who want to buy to let…

Buying a property to let can benefit you in different ways. Firstly it can provide an income which can pay the monthly mortgage repayments and secondly investing in property can be one of the most profitable long term investments that you ever make.

Most lenders have their own formulas to determine your abilities to repay the loan. Some will take into consideration your salary and others will require the rental income to support the loan.

When considering taking out buy to let mortgages it is always worth looking at some of the downsides :

• Interest rates may go up making the rental income insufficient to cover your mortgage repayments.
• A change over of tenants may leave a gap in the rental income.
• Taxation implications.

We can talk you through the whole process and give advice on the best mortgage provider and scheme to suit your personal requirements.

Most buy to lets are not regulated by the Financial Services Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.